What You Should
Know About Home Health Care
in Florida
Information on this page
is accurate as of October 2003
The Florida Agency for Health
Care Administration (AHCA) licenses
and regulates health care facilities
and health maintenance organizations
(HMOs) across the state. AHCA
also administers the Medicaid
program that provides health care
to Florida's low-income and disabled
citizens. AHCA's mission is to
champion accessible, affordable,
quality health care for all Floridians.
To help achieve this mission,
AHCA publishes the Consumer Awareness
Series. This series consists of
brochures designed to assist the
public in making well-informed
health care decisions.
This
brochure provides information
for consumers about health care
available in the home. You are
encouraged to use all available
resources to help you find the
health care services you need.
Resources can include your physician,
your insurance company, and the
contacts listed in the Resource
Directory at the back of this
brochure.
Note:This
brochure is not designed
to offer medical or
legal advice. Please
consult with your
physician for medical
advice and an attorney
for legal advice.
Introduction
This brochure contains information
concerning health care services
provided in the home. Such services
may be needed during recuperation
after a hospital stay, or to help
a disabled or elderly person live
independently in their own home.
Some of the topics included
in this brochure include:
Services
that are offered.
Providers
that offer these services.
A
description of quality standards.
Guidelines for selecting
a health care provider.
Sources
of assistance.
There
are many aspects to health care
services in the home and this
brochure can help you be informed
should you or someone you know
need these services.
Health Care Services
Health care services offered
in the home may include:
Nursing
care;
Physical, occupational,
respiratory, or speech therapy;
Home health aide services;
Medical social services;
Nutritional
counseling;
Medical equipment
and supplies; and
Homemaker
and companion services.
Health Care Providers
Health care providers include
companies and independent practitioners.
Listed below are types of health
care providers that are licensed
or registered by the Florida Agency
for Health Care Administration
(AHCA) to provide services in
the home.
Home Health Agencies Home
health agencies provide nursing
care; physical, speech, occupational,
respiratory and IV therapy; home
health aide services; homemaker
and companion; home medical equipment,
nutritional guidance, and medical
social services in the patient's
home or place of residence.
Nurse
Registries Nurse registries
arrange for nurses, certified
nursing assistants (CNAs), home
health aides, homemakers, or companions
to provide services to patients
in their homes.
Hospices Hospices
provide nursing, physician, social
work, and pastoral services; nutritional
counseling; and bereavement counseling
(dealing with the grief of death
and dying) for terminally ill
patients and their families. Additional
services may include: physical,
occupational, speech, and massage
therapy; home health aide and
homemaker services; home medical
equipment and supplies; and respite
services. The staff is specially
trained to assist the patient
and family members who are dealing
with death and dying. These services
are provided in the patient's
place of residence, a hospital,
or a hospice facility.
Home
Medical Equipment Providers Home
medical equipment providers sell
or rent home medical equipment
and services. Equipment includes,
though is not limited to, oxygen,
respiratory equipment, and customized
wheelchairs. Services include
delivery, set up, instruction,
and maintenance of equipment.
A home health agency or hospice
can also provide this service.
Homemaker
and Companion Services Companies
providing only homemaker and companion
services must be registered with
AHCA. Services include housekeeping,
meals, shopping, and trips outside
the home. These services can also
be offered by a home health agency,
nurse registry, or hospice.
Independant Practitioners
An individual health care practitioner
may provide health care services
in the home, within the scope
of his or her state license or
registration, or within his or
her training. Practitioners include
registered nurses (RNs); licensed
practical nurses (LPNs); physical,
occupational, respiratory, and
speech therapists; CNAs; home
health aides; homemakers and companions.
If
you employ an independent practitioner,
you should ask them who will be
responsible to pay household employment
taxes, income withholding taxes,
and unemployment taxes. If the
independent practitioner does
not pay these taxes, you may be
required to pay them.
Quality Standards
Florida law has established certain
minimum standards for health care
provided in the home by health
care companies.
If a patient
is receiving skilled services
the patient's physician must sign
a treatment order, indicating
the services needed. Skilled services
are those services provided by
a nurse or by a physical, speech,
occupational, or respiratory therapist.
A plan of care must then be developed,
giving details of how the care
will be given (sometimes a plan
of care is called a POC or a plan
of treatment). A plan of care
is not required for clients receiving
home health aide services without
a treatment order or for clients
receiving only homemaker or companion
services.
A patient
has the right to participate in
the planning of his or her care
and to receive, upon request,
a copy of the plan of care.
For
patients receiving skilled services,
a health care professional licensed
to perform these services must
do an assessment of the patient's
condition.
The
plan of care must be reviewed
at certain times by the physician,
and the care must be coordinated
and supervised by the provider.
These requirements vary depending
on the provider offering the services,
so ask the provider and your physician
what to expect.
Choosing a Provider and Getting
Financial Help
The following are some guidelines
in selecting a home health care
provider.
You may want
to talk with two or more providers
until you find one that meets
your needs. You may also want
to discuss the choice with your
physician. However, you are not
required to use a provider recommended
by your physician or hospital.
If you need
nursing care, therapy, home health
aide services, or home medical
equipment, discuss this with your
physician. The physician might
write a treatment order for your
care. If you have a treatment
order the cost might be paid by
your private insurance or, if
you and the home health care provider
are eligible, by Medicare or Medicaid
(See the "Medicare and Medicaid"
section of this brochure).
If
you need help getting a bath or
other types of personal care,
but you do not need any other
medical care, you may want to
discuss this with your physician,
or you can arrange these services
yourself. A home health aide or
CNA would provide these services
(But not if they are employed
or contracted with a homemaker
and companion service). Most often
these services would be paid with
your own money. For possible assistance,
check with your insurance company,
Medicaid, your local office of
the Florida Department of Children
and Families, or call the Elder
Helpline (through the Florida
Department of Elder Affairs) about
their local programs. If there
is a program in your area, there
may be a waiting list.
If
you need someone to help you with
shopping, meal preparation, household
chores, or driving, these services
can be provided by a homemaker
or companion. Most often these
services would be paid with your
own money. For possible assistance,
check with your insurance company,
your local office of the Florida
Department of Children and Families,
or the Elder Helpline.
To
find out about Medicare eligibility,
contact Medicare. For Medicaid
eligibility contact your local
office of the Florida Department
of Children and Families. Further
information about these programs
is listed under the "Medicare
and Medicaid" section of
this brochure.
What to Ask the Provider
You can ask the health
care company to show you their
current Florida license or registration.
Independent licensed practitioners
can show you their professional
license. Home health aides and
CNAs can show you a training certificate.
Independent homemakers and companions
are not required to have a training
certificate.
Ask
what health care services will
be provided.
Ask
for a written description of fees.
The provider should explain what
you will pay and what your insurer
will cover. If you are covered
by Medicare or Medicaid, ask if
the provider is eligible to bill
one or both of them.
Ask
for proof of current liability
insurance. (Homemakers and companions
are not required to carry liability
insurance.)
If
you are receiving skilled services
or are on life-support equipment,
the provider is required to be
on-call 24-hours a day, 7 days
a week. Be sure the provider gives
you their 24-hour phone number.
If
you are receiving only non-skilled
services or equipment that is
not life supporting, the provider
should give you the phone number
where you can call during regular
service hours.
Ask
about procedures for handling
complaints. The provider might
have a procedure to handle complaints
within their company. You also
have the right to file a complaint
with the Agency for Health Care
Administration.
The
local offices of the Florida Division
of Emergency Management maintain
a Special Needs Registry for patients
who will need assistance with
evacuation and sheltering during
a disaster, like a hurricane.
This assistance is for special
needs patients who have a physical
or mental condition that requires
medical oversight during evacuations.
If this describes your situation,
ask the provider to help you register
with the Special Needs Registry.
Ask for references.
Medicare and Medicaid
Conditions usually necessary to
obtain Medicare or Medicaid home
health benefits include the following:
To
qualify for Medicare you must
be 65 years or older or disabled
or with end-stage renal disease.
To qualify for
Medicaid you must be low-income,
aged, blind or disabled. Applicants
must meet certain eligibility
requirements.
The
health care provider must have
a Medicare or Medicaid provider
number. All hospices serve Medicare
and Medicaid patients.
Home
health agencies and home medical
equipment providers may or may
not have a Medicare and/or Medicaid
provider number, so if you are
eligible for Medicare or Medicaid
you should ask the company if
they are eligible too
Nurse
registries and homemaker and companion
services are not eligible for
Medicare or Medicaid.
For
Medicare you must be under the
care of a physician, be homebound,
need skilled nursing care, physical
therapy, speech therapy, or have
a continuing need for occupational
therapy.
"Home"
can be a house, apartment, assisted
living facility, or adult family-care
home. When you leave home, it
is for infrequent or short time
periods, such as for a doctor's
appointment.
For
information on Medicaid standards,
contact your local Medicaid office.
Services must
be on a part-time basis (not 24
hours).
Your
physician must sign a treatment
order for you to receive care.
Some of the Medicaid waiver programs
do not require a physician's treatment
order.
Medicaid
Waiver Programs In addition
to the regular Medicaid program
there are a variety of Medicaid
waiver programs that target certain
populations, including disabled
adults, elderly, brain and spinal
cord injured, developmentally
disabled, and AIDS patients, among
others. For eligibility requirements
contact your local office of the
Florida Department of Children
and Families.
What Is
Not Covered by Medicare
Help getting a bath and
other types of personal care unless
skilled services are also ordered;